Protection beyond permit expiry
The additional cover protects the helper if she remains in Singapore after her Work Permit expires and gives the employer time to complete the necessary arrangements.
Costs, service fees & salary
Your quotation should make sense before you sign.
Understand which amount is our service fee, which items relate to placement, how salary and rest-day payments work, and which costs are mandatory or paid to third parties.
Fresh helper quotation
✓Itemised before confirmationClear figures, explained personally.
A concise view of what your quotation contains.
service fee
Fixed for fresh MDW applications only.
Placement amountS$2,500–S$3,850Guide range · varies by helper
InsuranceMarket reference from S$486.1426 months: 24-month permit + 2-month required cover
Mandatory costsAt applicable rates
Salary & MOM levyCalculate below ↓
Why is helper insurance usually purchased for 26 months?
A standard Work Permit may run for 24 months. MOM requires insurance and the security bond to remain valid for two additional months after that period.
24monthsWork Permit period
+2monthsAdditional required cover
=26monthsTotal insurance period
Renewal requires a new policy
If both parties agree to continue, renewed insurance must be arranged before the Work Permit renewal is completed.
Early-cancellation refunds vary
A refund may be partial or pro-rated. Eligibility depends on the insurer's cancellation terms, elapsed cover, claims and other policy conditions.
The insurance figure is a public market reference for general budgeting and does not disclose Jans Maid & Employment Agency's insurer arrangements. Your selected plan, final premium and applicable cancellation terms will be confirmed in the itemised quotation.
Compare the complete quotation
Look beyond the headline price.
A professional quotation should make it clear what is fixed, what varies, what recurs monthly and what is payable to another party.
- Service feeThe agency's employer-facing charge
- Placement amountHelper and source-country dependent
- InsuranceSelected cover and optional benefits
- Mandatory costsGovernment and third-party items
- Travel and processingWhere applicable to the hiring route
- Ongoing costsSalary, rest-day pay and MOM levy
Interactive Singapore cost illustration
Illustration—not a quotationEstimate a helper’s monthly salary and levy.
Adjust the figures to understand basic salary, mutually agreed worked rest days and the MOM levy. The placement-loan and employer instalment arrangements are explained separately below.
Estimated monthly employment cost$673.46Salary, worked-rest-day pay and selected levy only
- Basic salary
- $550.00
- One day’s salary
- $21.15
- 3 worked rest days
- + $63.46
- Gross salary payable
- $613.46
- Selected MOM levy
- + $60.00
1 protected rest daymust be taken every month and cannot be exchanged for payment.
Request an exact quotationIllustrative payment examples
Two arrangements, shown clearly.
These diagrams explain the difference without suggesting a fixed package price. Your actual quotation and signed documents will confirm the applicable amounts and terms.
Placement-loan recovery
The employer advances the confirmed placement amount on the helper’s behalf. Recovery follows her signed schedule.
Confirmed placement amountS$2,500–S$3,850
Illustration of a six-part schedule. The actual period and monthly amount are confirmed in the signed documents.Monthly salaryEarned each month
−Agreed recoveryPer signed schedule
+Worked rest-day payAdded separately
Employer instalment plan
Eligible employer-payable charges can be spread across an agreed period to reduce the upfront burden.
Eligible chargesConfirmed in your itemised quotation
01Scheduled payment02Scheduled payment03Final payment
Before you proceedYour consultant confirms which charges qualify, the payment dates and the fixed one-time administration fee.
This tool is for general illustration. It excludes food, accommodation, medical care, insurance, travel, Work Permit processing and other application-specific costs. Final amounts and recovery terms must follow the itemised quotation and signed agreements.
How is a domestic helper’s monthly salary calculated?
The agreed basic salary is paid every month. When an employer and migrant domestic worker mutually agree that she will work on an eligible rest day, MOM states that she must receive at least one day’s salary in addition to her monthly salary. For this calculation, one day’s salary is the monthly salary divided by 26.
What is the monthly maid levy in Singapore?
The MOM levy is paid by the employer and is separate from the helper’s salary and the Jans Maid & Employment Agency service fee. Current monthly rates are S$300 for a first helper, S$450 for a subsequent helper, or S$60 for households that qualify for the concessionary levy.
Official guidance: MOM rest-day pay calculation ↗ · MOM MDW levy rates ↗
Replacement support
Replacement support within 12 months.
Ask our consultant whether the service-fee waiver applies and which replacement-related, third-party or mandatory charges may remain. Eligibility and final terms are governed by the signed service agreement.
Ask about replacement supportWhy is there no single total shown online?
The total varies by hiring route, helper, source country, overseas processing and the mandatory or third-party items that apply to the application.
Is the service fee the same as the total placement cost?
No. The service fee is our employer-facing service charge. Other placement-related, mandatory and third-party amounts may apply.
How much is the placement amount for a fresh helper?
A typical guide range is S$2,500 to S$3,850. The confirmed amount varies by helper, source country and processing arrangements and is stated in the itemised quotation and signed documents.
How much does helper insurance cost?
For budgeting, a currently published market starting price is S$486.14 for a 26-month standard plan. This is an illustrative market reference, not a guaranteed Jans Maid & Employment Agency quotation. The final premium depends on the helper's age and eligibility, the insurer, selected cover, optional benefits and prevailing promotions.
Why does domestic helper insurance cover 26 months?
A standard Work Permit may run for 24 months, while MOM requires the insurance and security bond to provide two additional months of cover. This protects the helper if she remains in Singapore after her Work Permit expires and provides an administrative buffer at the end of the employment period. If the helper and employer wish to continue for another contract, renewed insurance must be arranged before the Work Permit renewal is completed.
Will I receive an insurance refund if employment ends early?
A partial or pro-rated premium refund may be available when a policy is cancelled early, but it is not automatic or guaranteed. The amount and eligibility depend on the insurer's cancellation terms, how long the policy has been active, whether a claim has been made and any applicable minimum refund. The insurer's policy conditions will apply.
Does the fixed service fee apply to transfer or direct-hire cases?
No. The fixed $58 service fee applies to fresh MDW applications.
Can I ask for an instalment plan?
Yes. Flexible instalment arrangements may help eligible employers manage placement payments more comfortably. A consultant will explain the available plan and applicable terms.
What happens if I need a replacement?
Replacement support is available within 12 months under the signed service agreement. Ask our consultant whether the service-fee waiver applies and which replacement-related, mandatory or third-party charges may remain.
How is payment for a worked rest day calculated?
For the purpose of rest-day compensation, MOM calculates one day's salary as the monthly salary divided by 26. At least one rest day each month must be taken and cannot be compensated away.
How much is the monthly MDW levy in Singapore?
MOM's current monthly levy is $300 for a first helper, $450 for a subsequent helper, or $60 for an eligible household receiving the concessionary rate.
Continue reading
Understand the recurring costs too.
Complete hiring cost
Separate one-time application items from salary, levy and household responsibilities.
Read cost guide →Monthly MDW levy
Review normal levy rates and who may qualify for a concession.
Read levy guide →Direct hire
Already selected a helper? Understand which required steps remain.
Read direct-hire guide →