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Mandatory arrangement

Helper insurance assistance

We can assist employers with arranging applicable domestic helper insurance through the relevant insurer. Jans Maid & Employment Agency is not the insurer.

What we can assist with

A clear, guided process.

Coverage requirement explanation

MOM requires medical and personal accident insurance for domestic helpers. We help you identify the required arrangements for your employment case and distinguish them from optional policy benefits.

Application information review

Check that the employer and helper particulars match the application documents. Confirm the employment stage and intended cover dates so discrepancies can be raised before the insurer issues the policy.

Insurer arrangement assistance

Review the proposed cover, premium and policy wording before confirming. The insurer determines acceptance and policy terms; an agency explanation does not replace the insurer’s documents.

Policy-document handover

Keep the issued policy schedule and wording, check the names and dates, and retain the insurer’s contact and claims instructions for future reference.

When this service may fit

Start with the facts of your case.

Different hiring and employment situations require different checks. Share the complete background with your consultant so the appropriate route can be confirmed before documents or payments are arranged.

Insurance is needed for a new or continuing employment case

Tell us whether you are arranging an overseas arrival, a transfer or a Work Permit renewal. The employment stage helps identify the timing and documentation to check.

You want required and optional cover distinguished

Ask which benefits meet mandatory requirements and which are optional. Review exclusions, claim limits and any employer share of costs in the actual policy.

Employer and helper information needs checking

Flag spelling differences, renewed passports or other changed particulars before the application is completed. Correct details help avoid later policy-document corrections.

You want the insurer documents organised with the case

Retain the policy documents alongside your employment paperwork and note their expiry dates. Direct coverage and claims questions to the insurer named in the policy.

Prepare for a useful consultation

Information to gather before you contact us.

Accurate insured-person details

Prepare the helper's identity and employment information exactly as required. Inconsistent names, dates or document numbers should be resolved before submission.

Employer information

Confirm the employing person's contact and identification details and explain which employment process the insurance supports.

Questions about cover

Write down what you want clarified about policy duration, optional benefits, exclusions and claims. The governing answer must come from the insurer's policy wording.

Typical journey

What happens next.

Requirements review

Understand requirements

Identify the employment stage and the mandatory insurance arrangements that apply to the helper’s case.

Policy review

Choose applicable cover

Read the proposed policy wording, limits, exclusions and premium. Confirm the cover and any optional benefits before proceeding.

Insurer application

Submit insurer details

Provide accurate particulars and requested information through the agreed arrangement. Acceptance and policy issuance remain with the insurer.

Document check

Keep policy documents

Check the issued schedule and cover dates, retain the wording and keep the insurer’s claims contact details accessible.

Important to understand

Clear expectations before confirmation.

  • Policy terms, exclusions and claims are governed by the insurer.
  • Employers should read the policy wording before confirmation.
  • Premiums and optional cover vary by provider and application.
Common questions

What employers usually ask.

These general answers help you prepare. Your consultant will confirm the position for your specific application.

Is Jans Maid & Employment Agency the insurer?

No. The agency assists with the arrangement through the relevant insurer. The insurer issues the policy and governs its coverage, exclusions and claims.

Should I keep the policy documents?

Yes. Retain the schedule, wording and relevant correspondence. Employers should know where the documents are stored and how to contact the insurer if clarification or a claim is needed.

Can optional cover differ between policies?

Yes. Options, limits, exclusions and premiums can vary. Compare the actual policy information and ask questions before confirming rather than relying on a summary alone.

Check the current rules

Use official guidance for regulatory requirements.

Processes and requirements can change. Jans Maid & Employment Agency explains how they may apply to your case, while the Ministry of Manpower remains the authoritative source for Work Permit and employer obligations.

Jans Maid & Employment Agency

Discuss your household or paperwork with a consultant.

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